| | Price Trend | Performance | Ratios | Snapshot

Mahindra & Mahindra | 49.5% [Average Score] |Shares Pledge: [0.81%]

Is the company worth investing in (now)?: I'll Avoid [Price is Overvalued & Fundamentals Must also Improve]

3,527.90

64.65 | 1.87%

Price

Consumer Discretionary - Automobile Manufacturers

1,322.77

Overvalued

Intrinsic Value

Top | Performance | Ratios | Snapshot

Price Trend

-4%
Price 14 Day

Past → Today

-6%
Price 30 Day

Past → Today

1%
Price 90 Day

Past → Today

Overview
How is the Stock? Price: Very Overvalued & Fundamentally Average
Overall Score (Remark) 49.5% [Average Score] |Shares Pledge: [0.81%]
Is It A Fundamentally Strong Company? Fundamentally Average
Fundamental Strength Score [out of 5] 2.80
Overview
19.02%
Last 10Y Price Trend

Past → Today

0.59%
P/E

Past → Today

Quick Observations #1
  1. The operating revenue has grown consistently in the last 5 years
  2. Positive @18.8% p.a. in the last 5 years
  3. Reasonably consistent in the last 5 years
  4. Maintained a positive EBITDA Margin of 18.87% in the last 5 years
  5. EBITDA Margin has improved in the last 5 years @6.24% p.a.
Quick Observations #2
  1. Reasonably consistent in the last 5 years
  2. Maintained a positive PAT Margin of 7.84% in the last 5 years
  3. PAT Margin has improved in the last 5 years @91.1% p.a.
  4. Reasonably consistent in the last 5 years
  5. Maintained a positive ROE of 16.15% in the last 5 years
  6. ROE has improved in the last 5 years @98.67% p.a.
Quick Observations #3
  1. Total asset has grown at 10.76% p.a. in the last 5 Years
  2. The company has not been consistently solvent in the last 5 years
  3. The D/E ratio of the company has remained stable in the last 5 years
  4. Maintained an average D/E ratio of 1.56 in the last 5 years
Quick Observations #4
  1. Consistently liquid in the last 5 years
  2. Impaired in the last 5 years
  3. Maintained an average current ratio of 1.37 in the last 5 years
  4. Not Consistently Positive
Price Valuation
Is It An Undervalued Stock? Very Overvalued
Price Valuation Score [out of 5] 0.87
Price ₹3,527.90
Intrinsic Value ₹1,322.77
P/E 29.72
EV/EBITDA 14.38
P/FCF 22.65
Current Price vs. Intrinsic Value (IV)
Current Price

₹3,527.9

Intrinsic Value

₹1,322.7704

Overvalued

Sample Data. Subscribe to view actual data.
Share Holding Pattern
Profitability
Is It A Profitable Company? Reasonably Profitable
Profitability Score [out of 5] 3.62
WAAC 10.01%
ROCE-5Y 12.52%
Free Cash Flow Positive
Operating Profit 26,976.00
Net Profit 14,231.00
Profitability
Growth
Is It A Growing Company? Growth Rate Is Above Average
Growth Score [out of 5] 3.33
Reserves Growth 14.00%
Total Asset Growth 11.00%
Operating Revenue Growth 19.00%
Net Profit Growth 121.00%
Operating Cash Flow Growth -29.00%
FCF Growth (5Y) 8.00%
Sustainable Growth 15.00%
50.37%
EPS

Past → Today

Financial Health
Is The Company Financially Healthy? Financial Health Is Weak
Financial Health Score [out of 5] 2.34
Is the company liquid? Yes. Its Liquidity is Good
Is the ROE growing? No. The Trend is Falling
Is the ROE high? Yes. Its High
Company is reducing debt? Yes. D/E Ratio is Decreasing
Company's D/E ratio is low? No. D/E Ratio is High
Is the ROCE growing? No. It is Falling
Is the ROCE High? Yes. It is Moderately High
Financial Health
Quality of Management
How Is The Quality Of The Management? Management Quality Is Average
Management Quality Score [out of 5] 2.17
Operating profit is Growing? Yes. The Operating Profit has grown
Operating profit Consistently Growing? Yes. The Operating Profit has Consistently Grown
EPS is Growing? Yes. The EPS has grown
EPS Consistently Growing? Yes. The EPS has Consistently Grown
Capital Utilization is Proper? No. Capital Use is Not Proper
Reinvested Capital Meets The Purpose? Yes. It is Excellent
Is It Overpaying The Dividends? Yes. It can Comfortably Afford
Operating Profit Margin
Competitive Moat
Does The Company Has Competitive Moat? Moat Is Average
Moat Score [out of 5] 2.63
Competitors
NameM.Cap (₹ Cr.)Revenue (₹ Cr.)PAT (₹ Cr.)TTM EPSTTM P/EP/BROEOverall Score (%)
Maruti Suzuki India464,728.99157,935.2014,256.30470.0831.444.8315.36Subscribe to view
Mahindra & Mahindra422,939.10161,361.0312,535.75127.5127.675.2117.54Subscribe to view
SML Isuzu5,201.832,405.05121.67109.5333.1013.590.00Subscribe to view
Tata Motors133,631.80445,939.0027,862.0031.3711.861.1379.27Subscribe to view
Theme Ranks
Theme Rank Total Stocks Theme Rank Total Stocks
Best Stocks 689 1,347 Fast Growing Stocks 316 1,356
Profitable Stocks 95 1,339 Dividend Paying Stocks 161 364
Blue-Chip Stocks 0 99 Low PE Stocks 0 145
Debt Free Stocks 0 855 Buffet Type Stocks 427 1,355
Fundamentally Strong Stocks 369 1,356 High Return Stocks 187 1,367
Undervalued Stocks 1,267 1,342 Penny Stocks 0 253
Profitable & Growing Stocks 0 125
Price Summary
Today's High Today's Low 52W High 52W Low
3,651.8 3,514.25 3,840.0 2,360.45
Recent Results
Market Cap (Cr) Revenue (Cr) Net Profit (Cr) Net Worth (Cr)
422,939.10 161,361.03 12,535.75 81,114.13
D/E Current Ratio ROE (%) ROCE (%)
1.49 1.40 17.54 15.85
Valuation & Growth
P/E P/B Div.Yield (%) PEG (%)
29.72 5.21 0.72 1.58
EPSG-3Y (%) EPSG-3Y (%) 3M-Return (%) 1Y-Return (%)
19.09 50.37 -6.22 11.03
About Company

Mahindra & Mahindra Ltd (M&M) is an India-based company. The company operates in nine segments: automotive segment comprises of sales of automobiles spare parts and related services; farm equipment segment comprises of sales of tractors spare parts and related services; information technology (IT) services comprises of services rendered for IT and telecom; financial services comprise of services relating to financing leasing and hire purchase of automobiles and tractors; steel trading and processing comprises of trading and processing of steel; infrastructure comprise of operating of commercial complexes project management and development; hospitality segment comprises of sale of timeshare; Systech segment comprises of automotive components and other related products and services and its others segment comprise of logistics after-market two wheelers and investment.

Top | Price Trend | Ratios | Snapshot

Performance Summary

14.27%

Net Sales

Past → Today

14.39%

Total Income

Past → Today

18.41%

Operating Profit

Past → Today

21.4%

PAT

Past → Today

11.47%

Net Worth

Past → Today

16.66%

EPS

Past → Today

-4%

Last 14D Price Trend

Past → Today

-6%

Last 30D Price Trend

Past → Today

1%

Last 90D Price Trend

Past → Today

10%

Last 180D Price Trend

Past → Today

11%

Last 1Y Price Trend

Past → Today

37.67%

Last 3Y Price Trend

Past → Today

35.59%

Last 5Y Price Trend

Past → Today

0%

EV/EBIDTA

Past → Today

Top | Price Trend | Performance | Snapshot

Ratios

Liquidity Ratios
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
Current Ratio-1.401.401.301.291.341.40
Quick Ratio-1.181.181.051.061.131.22
Cash Ratio-0.230.230.160.160.200.25
Solvency Ratios
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
Current Debt to Inventory-4.444.444.064.194.855.35
Current Debt to Equity-1.491.491.561.571.581.43
D / E-1.491.491.561.571.581.43
Interest Coverage Ratio-3.112.932.983.152.501.31
Efficiency Ratios
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
Fixed Asset Turnover Ratio-4.333.914.104.252.872.66
Gross Margin%45.5139.6939.5238.9942.5548.29
Operating Margin%15.3515.1314.0214.1712.859.36
EBITDA Margin%20.4120.2619.1718.5717.6015.09
PAT Margin%7.987.777.898.065.920.31
Op.Cash Flow Margin%1.812.00-4.07-5.8310.2624.11
ROA%5.134.524.724.793.100.14
ROE%17.5415.4516.8417.5111.450.57
ROCE%15.8514.2213.9013.5910.636.94
ROIC%3.633.143.103.992.23-0.07
Price Valuation Ratios
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
P/E-26.3822.9822.2714.9316.4059.23
PEG-1.511.121.170.160.0559.22
EV/EBITDA-13.839.438.097.218.504.48
Price to Sales-2.141.310.920.710.810.06
P/B-4.632.561.931.531.540.10
Dividend Yield%0.581.131.421.491.356.24
P/FCF-17.659.774.613.153.863.63
FCF/Sales-0.010.010.000.000.000.01
Earnings Yield%5.898.6410.2011.219.1915.69
Top | Price Trend | Performance | Ratios

Snapshot

Quarterly Report
IndicatorUnitTTMSep '25Jun '25Mar '25Dec '24Sep '24
SalesRs. Cr.175,703.0046,105.0045,529.0042,599.0041,470.0037,923.00
Other IncomeRs. Cr.2,703.00675.00916.00701.00411.00659.00
Op. ProfitRs. Cr.26,557.007,260.006,680.005,882.006,735.005,831.00
EBITDARs. Cr.36,417.0032,699.2427,068.3522,741.3016,031.5311,361.87
PBTRs. Cr.19,724.005,588.005,165.004,187.004,784.004,273.00
PATRs. Cr.14,231.003,673.004,083.003,295.003,180.003,170.00
EPSRs. Cr.127.5132.9036.5829.5228.5128.43
Profit & Loss Account
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
IncomeRs. Cr.178,406.00161,361.03141,231.77122,475.0491,105.0875,310.89
ExpenseRs. Cr.143,818.83143,818.83126,375.41111,169.7784,013.2770,081.56
Op.ProfitRs. Cr.26,976.0024,014.3119,392.1017,178.0011,589.526,950.65
EBITDARs. Cr.36,417.0032,699.2427,068.3522,741.3016,031.5311,361.87
PBTRs. Cr.19,724.005,588.005,165.004,187.004,784.004,273.00
PATRs. Cr.14,231.003,673.004,083.003,295.003,180.003,170.00
EPSRs. Cr.127.5132.9036.5829.5228.5128.43
DividendRs. Cr.2,352.782,352.781,810.141,284.77979.17262.16
Balance Sheet
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
Share CapitalRs. Cr.4,633.424,633.42557.38556.82556.06555.15
ReservesRs. Cr.76,480.7176,480.7165,334.4155,548.6446,343.1240,771.89
Net WorthRs. Cr.81,114.1381,114.1365,891.7956,105.4646,899.1841,327.04
ST BorrowingsRs. Cr.41,465.7641,465.7635,483.5433,739.6226,042.124,646.59
LT BorrowingsRs. Cr.79,707.1979,707.1967,719.6955,027.3948,625.0654,906.56
Fixed AssetsRs. Cr.40,560.1040,560.1033,720.3428,559.6631,380.9027,947.39
Current LiabilitiesRs. Cr.90,322.0190,322.0175,545.6570,579.4156,288.3351,446.01
CashRs. Cr.20,614.8420,614.8412,012.7511,273.4311,117.6112,851.99
Current AssetsRs. Cr.126,573.27126,573.2798,265.6491,325.4475,148.0072,137.91
Total AssetsRs. Cr.277,586.27277,586.27236,300.73205,891.77174,112.80166,462.49
Cash Flow Report
IndicatorUnitTTMMar 25Mar 24Mar 23Mar 22Mar 21
Net Cash From Oprn.Rs. Cr.3,175.813,175.81-5,629.95-7,074.029,247.5517,908.83
Net Cash From InvestingRs. Cr.-18,626.11-18,626.11-5,597.77-8,547.26-3,225.82-18,446.76
Net Cash From FinancingRs. Cr.15,834.1115,834.1112,281.4115,946.11-5,882.60406.23