Home Loan Pre-Payment Calculator

Explore how much can be saved with regular pre-payment

Overview

Monthly EMI ₹ 36,724 You Saved ₹ 119,537
Without Pre-Payment 12 years

Loan Amount

₹ 3,000,000

Interest Paid

₹ 2,288,288

Total Paid

₹ 5,288,288

Pre-payment

₹ 0

With Pre-Payment 11.6 years

Loan Amount

₹ 3,000,000

Interest Paid

₹ 2,168,750

Total Paid

₹ 5,168,750

Pre-payment

₹ 50,000

Details

Monthly EMI ₹ 36,724 You Saved ₹ 119,537

#MonthStarting BalanceInterest PaidPrinciple PaidEnding BalancePre-Payment
1.00Jan, 233,000,000.0026,250.0010,474.222,989,525.780.00
2.00Feb, 232,989,525.7826,158.3510,565.872,928,959.9150,000.00
3.00Mar, 232,928,959.9125,628.4011,095.822,917,864.090.00
4.00Apr, 232,917,864.0925,531.3111,192.912,906,671.180.00
5.00May, 232,906,671.1825,433.3711,290.852,895,380.330.00
6.00Jun, 232,895,380.3325,334.5811,389.642,883,990.690.00
7.00Jul, 232,883,990.6925,234.9211,489.302,872,501.390.00
8.00Aug, 232,872,501.3925,134.3911,589.832,860,911.550.00
9.00Sep, 232,860,911.5525,032.9811,691.242,849,220.310.00
10.00Oct, 232,849,220.3124,930.6811,793.542,837,426.770.00
11.00Nov, 232,837,426.7724,827.4811,896.742,825,530.030.00
12.00Dec, 232,825,530.0324,723.3912,000.832,813,529.200.00
13.00Jan, 242,813,529.2024,618.3812,105.842,801,423.360.00
14.00Jan, 242,801,423.3624,512.4512,211.772,789,211.590.00
15.00Mar, 242,789,211.5924,405.6012,318.622,776,892.970.00
16.00Mar, 242,776,892.9724,297.8112,426.412,764,466.560.00
17.00Apr, 242,764,466.5624,189.0812,535.142,751,931.430.00
18.00May, 242,751,931.4324,079.4012,644.822,739,286.610.00
19.00Jun, 242,739,286.6123,968.7612,755.462,726,531.140.00
20.00Jul, 242,726,531.1423,857.1512,867.072,713,664.070.00
21.00Aug, 242,713,664.0723,744.5612,979.662,700,684.410.00
22.00Sep, 242,700,684.4123,630.9913,093.232,687,591.180.00
23.00Oct, 242,687,591.1823,516.4213,207.802,674,383.380.00
24.00Nov, 242,674,383.3823,400.8513,323.372,661,060.010.00
25.00Dec, 242,661,060.0123,284.2813,439.952,647,620.070.00
26.00Jan, 252,647,620.0723,166.6813,557.542,634,062.520.00
27.00Feb, 252,634,062.5223,048.0513,676.172,620,386.350.00
28.00Mar, 252,620,386.3522,928.3813,795.842,606,590.510.00
29.00Apr, 252,606,590.5122,807.6713,916.552,592,673.960.00
30.00May, 252,592,673.9622,685.9014,038.322,578,635.630.00
31.00Jun, 252,578,635.6322,563.0614,161.162,564,474.470.00
32.00Jul, 252,564,474.4722,439.1514,285.072,550,189.410.00
33.00Aug, 252,550,189.4122,314.1614,410.062,535,779.340.00
34.00Sep, 252,535,779.3422,188.0714,536.152,521,243.190.00
35.00Oct, 252,521,243.1922,060.8814,663.342,506,579.850.00
36.00Nov, 252,506,579.8521,932.5714,791.652,491,788.200.00
37.00Dec, 252,491,788.2021,803.1514,921.072,476,867.130.00
38.00Jan, 262,476,867.1321,672.5915,051.632,461,815.490.00
39.00Feb, 262,461,815.4921,540.8915,183.332,446,632.160.00
40.00Mar, 262,446,632.1621,408.0315,316.192,431,315.970.00
41.00Apr, 262,431,315.9721,274.0115,450.212,415,865.760.00
42.00May, 262,415,865.7621,138.8315,585.402,400,280.370.00
43.00Jun, 262,400,280.3721,002.4515,721.772,384,558.600.00
44.00Jul, 262,384,558.6020,864.8915,859.332,368,699.270.00
45.00Aug, 262,368,699.2720,726.1215,998.102,352,701.170.00
46.00Sep, 262,352,701.1720,586.1416,138.092,336,563.080.00
47.00Oct, 262,336,563.0820,444.9316,279.292,320,283.790.00
48.00Nov, 262,320,283.7920,302.4816,421.742,303,862.050.00
49.00Dec, 262,303,862.0520,158.7916,565.432,287,296.620.00
50.00Jan, 272,287,296.6220,013.8516,710.382,270,586.250.00
51.00Feb, 272,270,586.2519,867.6316,856.592,253,729.660.00
52.00Mar, 272,253,729.6619,720.1317,004.092,236,725.570.00
53.00Apr, 272,236,725.5719,571.3517,152.872,219,572.700.00
54.00May, 272,219,572.7019,421.2617,302.962,202,269.740.00
55.00Jun, 272,202,269.7419,269.8617,454.362,184,815.380.00
56.00Jul, 272,184,815.3819,117.1317,607.092,167,208.290.00
57.00Aug, 272,167,208.2918,963.0717,761.152,149,447.150.00
58.00Sep, 272,149,447.1518,807.6617,916.562,131,530.590.00
59.00Oct, 272,131,530.5918,650.8918,073.332,113,457.260.00
60.00Nov, 272,113,457.2618,492.7518,231.472,095,225.790.00
61.00Dec, 272,095,225.7918,333.2318,390.992,076,834.800.00
62.00Jan, 282,076,834.8018,172.3018,551.922,058,282.880.00
63.00Feb, 282,058,282.8818,009.9818,714.252,039,568.630.00
64.00Mar, 282,039,568.6317,846.2318,877.992,020,690.640.00
65.00Apr, 282,020,690.6417,681.0419,043.182,001,647.460.00
66.00May, 282,001,647.4617,514.4219,209.811,982,437.660.00
67.00Jun, 281,982,437.6617,346.3319,377.891,963,059.770.00
68.00Jul, 281,963,059.7717,176.7719,547.451,943,512.320.00
69.00Aug, 281,943,512.3217,005.7319,718.491,923,793.830.00
70.00Sep, 281,923,793.8316,833.2019,891.021,903,902.810.00
71.00Oct, 281,903,902.8116,659.1520,065.071,883,837.740.00
72.00Nov, 281,883,837.7416,483.5820,240.641,863,597.100.00
73.00Dec, 281,863,597.1016,306.4720,417.751,843,179.350.00
74.00Jan, 291,843,179.3516,127.8220,596.401,822,582.950.00
75.00Feb, 291,822,582.9515,947.6020,776.621,801,806.330.00
76.00Mar, 291,801,806.3315,765.8120,958.421,780,847.910.00
77.00Apr, 291,780,847.9115,582.4221,141.801,759,706.110.00
78.00May, 291,759,706.1115,397.4321,326.791,738,379.320.00
79.00Jun, 291,738,379.3215,210.8221,513.401,716,865.920.00
80.00Jul, 291,716,865.9215,022.5821,701.641,695,164.270.00
81.00Aug, 291,695,164.2714,832.6921,891.531,673,272.740.00
82.00Sep, 291,673,272.7414,641.1422,083.081,651,189.660.00
83.00Oct, 291,651,189.6614,447.9122,276.311,628,913.350.00
84.00Oct, 291,628,913.3514,252.9922,471.231,606,442.120.00
85.00Nov, 291,606,442.1214,056.3722,667.851,583,774.270.00
86.00Dec, 291,583,774.2713,858.0222,866.201,560,908.070.00
87.00Jan, 301,560,908.0713,657.9523,066.271,537,841.790.00
88.00Feb, 301,537,841.7913,456.1223,268.101,514,573.690.00
89.00Mar, 301,514,573.6913,252.5223,471.701,491,101.990.00
90.00Apr, 301,491,101.9913,047.1423,677.081,467,424.910.00
91.00May, 301,467,424.9112,839.9723,884.251,443,540.660.00
92.00Jun, 301,443,540.6612,630.9824,093.241,419,447.420.00
93.00Jul, 301,419,447.4212,420.1624,304.061,395,143.360.00
94.00Aug, 301,395,143.3612,207.5024,516.721,370,626.650.00
95.00Sep, 301,370,626.6511,992.9824,731.241,345,895.410.00
96.00Oct, 301,345,895.4111,776.5824,947.641,320,947.770.00
97.00Nov, 301,320,947.7711,558.2925,165.931,295,781.850.00
98.00Dec, 301,295,781.8511,338.0925,386.131,270,395.720.00
99.00Jan, 311,270,395.7211,115.9625,608.261,244,787.460.00
100.00Feb, 311,244,787.4610,891.8925,832.331,218,955.130.00
101.00Mar, 311,218,955.1310,665.8626,058.361,192,896.770.00
102.00Apr, 311,192,896.7710,437.8526,286.371,166,610.390.00
103.00May, 311,166,610.3910,207.8426,516.381,140,094.010.00
104.00Jun, 311,140,094.019,975.8226,748.401,113,345.610.00
105.00Jul, 311,113,345.619,741.7726,982.451,086,363.170.00
106.00Aug, 311,086,363.179,505.6827,218.541,059,144.630.00
107.00Sep, 311,059,144.639,267.5227,456.711,031,687.920.00
108.00Oct, 311,031,687.929,027.2727,696.951,003,990.970.00
109.00Nov, 311,003,990.978,784.9227,939.30976,051.670.00
110.00Dec, 31976,051.678,540.4528,183.77947,867.900.00
111.00Jan, 32947,867.908,293.8428,430.38919,437.520.00
112.00Feb, 32919,437.528,045.0828,679.14890,758.380.00
113.00Mar, 32890,758.387,794.1428,930.08861,828.300.00
114.00Apr, 32861,828.307,541.0029,183.22832,645.070.00
115.00May, 32832,645.077,285.6429,438.58803,206.500.00
116.00Jun, 32803,206.507,028.0629,696.16773,510.340.00
117.00Jul, 32773,510.346,768.2229,956.01743,554.330.00
118.00Aug, 32743,554.336,506.1030,218.12713,336.210.00
119.00Sep, 32713,336.216,241.6930,482.53682,853.680.00
120.00Oct, 32682,853.685,974.9730,749.25652,104.430.00
121.00Nov, 32652,104.435,705.9131,018.31621,086.120.00
122.00Dec, 32621,086.125,434.5031,289.72589,796.410.00
123.00Jan, 33589,796.415,160.7231,563.50558,232.900.00
124.00Feb, 33558,232.904,884.5431,839.68526,393.220.00
125.00Mar, 33526,393.224,605.9432,118.28494,274.940.00
126.00Apr, 33494,274.944,324.9132,399.31461,875.630.00
127.00May, 33461,875.634,041.4132,682.81429,192.820.00
128.00Jun, 33429,192.823,755.4432,968.78396,224.040.00
129.00Jul, 33396,224.043,466.9633,257.26362,966.770.00
130.00Aug, 33362,966.773,175.9633,548.26329,418.510.00
131.00Sep, 33329,418.512,882.4133,841.81295,576.710.00
132.00Oct, 33295,576.712,586.3034,137.92261,438.780.00
133.00Nov, 33261,438.782,287.5934,436.63227,002.150.00
134.00Dec, 33227,002.151,986.2734,737.95192,264.200.00
135.00Jan, 34192,264.201,682.3135,041.91157,222.290.00
136.00Feb, 34157,222.291,375.7035,348.53121,873.760.00
137.00Mar, 34121,873.761,066.4035,657.8386,215.940.00
138.00Apr, 3486,215.94754.3935,969.8350,246.110.00
139.00May, 3450,246.11439.6536,284.5713,961.540.00
140.00Jun, 3413,961.54122.1613,961.540.000.00